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HOW TO APPLY

Simple. Guided. Transparent.

We follow a step-by-step process to ensure clarity and security.

STEP 1

Message Our Facebook Page

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Start your application by messaging our official "Lighthouse Lending PH" Facebook Page.

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Our team will:

  • Answer initial questions

  • Provide a requirements checklist

  • Pre-screen eligibility

STEP 2

Gather All Requirements

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Prepare the required documents (see full list on the Requirements page).


Having complete documents helps speed up approval.

STEP 3

Initial Processing Online

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We conduct:

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  • Preliminary evaluation

  • Identity and document verification

  • Initial loan assessment

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This step helps avoid unnecessary office visits.

STEP 4

Visit Our Office for Final Processing

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For security and compliance:

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  • Final verification is done in person

  • Documents are reviewed

  • Loan terms are fully explained before signing

We believe important financial decisions deserve clarity and face-to-face discussion.

How can we help?

We understand that seafarers often face unstable income schedules due to the nature of their employment. Seafarer loans help bridge funding gaps  to support family needs, cover emergencies, or finance personal goals such as home improvement, education, or business investments. 

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