Loan Types
Lighthouse provides fast, fair, and transparent loans exclusively for Filipino seafarers. Whether you are about to depart, renewing your contract, or currently onboard, we offer tailored loan solutions that respect your work, your schedule, and your family’s needs.
Departing Seafarer’s Loan
✔ Financial support before you sail
✔ The Departing Seafarer Loan is designed for seafarers who are about to leave for their next contract and need funds for:
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Family support before embarkation
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Personal obligations prior to departure
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Emergency or short-term financial needs
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Home construction or repairs
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Children’s tuition
⭐ Key Features
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Available to active, documented seafarers
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Structured repayment aligned with contract duration
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Clear repayment schedule and disclosures upfront
👤 Best For
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Seafarers with confirmed deployment
Renewal Loan
✔ Designed for our returning o repeat clients
⭐ Key Features
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Flexible evaluation based on your repayment history with Lighthouse
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Faster processing since you already have a record with us
👤 Best For
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Repeat clients
Onboard Loan / Allottee Loan
✔ Financial access while you’re at sea
✔ Currently onboard and unable to visit our office? The Onboard Loan allows your authorized Allottee or Co-Maker to process the loan on your behalf.
How it works:
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Loan is processed through your authorized co-maker.
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Spouse
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Parent
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Sibling
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Important Notes
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Requires proper authorization and documentation
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Final approval subject to verification
👤 Best For
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Seafarers currently onboard
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Those with a reliable family co-maker in the Philippines